How to get out of debt (for good)!
Never in history has it been so easy to access credit. We’re being encouraged multiple times a day to use someone else’s money to get the things we desire. We are lured to buy new cars with interest free payments. New clothes and beauty products with Afterpay. We are offered cash back for using our credit cards and can furnish our house and pay it off over 48 months interest free. It’s no wonder people are finding themselves in more and more debt that they are struggling to pay back. Gone are the days of saving for something and paying for it in cash.
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What's your money personality?
Keeping your personal finances in order may seem like it’s about having good maths skills or understanding how interest rates and investments work. However potentially more important is understanding how your emotions and subconscious beliefs influence the way you think, feel and behave in different money situations.
Experts say, knowing what drives your financial decisions, can help you reach your money goals, whether that’s spending less on impulse purchases or saving more for retirement.
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Why overspending each month isn't entirely your fault!
Never in the history of the world has it been so easy to shop and spend our hard earned cash.
We can shop online from the comfort of our home 24/7. Not having to leave the couch or get out of our pyjamas. We scroll aimlessly through social media and websites seeing things we like and before we realising it the courier is knocking on our door with another parcel.
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13 steps to improve your financial health if you lose your job
For many job security has never been an issue. However with the impacts of COVID19 hitting our economy many businesses have begun laying off employees left right and centre. We hear about the big job losses in the news several times a week but many small employers are also reducing jobs, cutting hours or asking staff to take pay cuts.
For many this is a frightening reality.
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